Finance information

Home Foreclosure Protection

Avoiding Home Foreclosure If you are behind on your home mortgage payment and have been threatened with a home foreclosure, it is critical that you contact a lawyer as soon as possible. Through a Chapter 13 bankruptcy, you may be able to stop home foreclosure and gain needed time to pay past due mortgage payments....

Stop Creditor Harassment

Stop Collection Calls and Letters Collection agencies are relentless in the pursuit of debt collection. They call your home daily, call your work, send threatening letters and even contact your work or your neighbor. If collection calls and letters do not work, they may even file a civil lawsuit, seek a judgment and garnish your...

Repossessions

Stop Auto Repossession Owning an automobile is a necessity for most people in our modern society. From work travel to daily activities, owning a vehicle is a central component of personal convenience and security. If your car, truck or motorcycle is in jeopardy of repossession by a dealership, an experienced bankruptcy attorney may be able...

The New Bankruptcy Laws

Yes, You Can Still File Bankruptcy There has been a lot of misinformation about the new bankruptcy laws that were passed in 2005. Contrary to what you may have heard, many people suffering from an unmanageable debt load can obtain relief through Chapter 7 bankruptcy. For people who are not eligible for Chapter 7 relief,...

Credit Card Debts

Put an End to Credit Card Debt If you are feeling the pressure of unmanageable credit card debt, you are not alone. Credit card debt is one of the most common reasons why people file for personal bankruptcy. If you have done your best but just can’t seem to put a dent in your credit...

Wage Garnishments

Stop Wage Garnishment If you are being threatened by a wage garnishment or your wages are already being garnished, there are steps you can take to protect your rights. Depending on the facts of your case and the type of debt you owe, a bankruptcy lawyer may be able to help you to avoid a...

Judgments and Lawsuits

The Effect of Bankruptcy on Civil Lawsuits and Judgments One of the many benefits of bankruptcy is the affect it has on lawsuits and the collection of civil judgments. As soon as an individual files for bankruptcy, the bankruptcy court sends a notice stating that all further collection activity by creditors must cease. This includes...

Tax Debts and Tax Liens

IRS Tax Debts/Tax Liens The IRS is one of the most relentless debt collectors in the world. If you owe income taxes to the federal government, the IRS can and will take aggressive action to recover the debt it is owed. The IRS has a number of collection methods at its disposal, including: Wage garnishment...

Restoring Credit After Bankruptcy

What About My Credit Rating? One of the most common myths about bankruptcy is that it ruins your credit rating forever. It is true that bankruptcy will appear on your credit rating for several years and, in the short term, it will have a negative affect on your credit rating. What may surprise you, however,...

Ratings and Reviews